RPS Signature Programs' Social Services insurance program specializes in addressing the needs of social service agencies and human service organizations, providing insurance coverage for the not-for-profit sector as well as for-profit classes. The protection of the Social Services insurance program allows these agencies and organizations to take care of their clients - and take the risk out of helping.

Social Services Insurance Coverages

  • Automobile Liability insurance & physical damage insurance - includes owned, hired & non-owned
  • Excess liability insurance
  • General liability insurance - includes blanket additional insured for funding source & broadening endorsement designed specifically for social services agencies
  • Management liability insurance - includes Directors & Officers (D&O) with employment practices liability insurance (EPLI)
  • Fiduciary liability insurance
  • Professional liability insurance - includes coverage for employees, contracted employees, physicians and more
  • Abuse or molestation insurance
  • Cyber liability insurance
  • Property, inland marine & crime insurance
  • Workers' compensation insurance (only available with a package policy)

Each policy provides a separate limit of liability. Occurrence or claims made forms are available.

Insurance Designed for Social Services

The Social Services insurance program is ideal for:

Outpatient Services

  • Adoption placement agency
  • Foster placement agency
  • Substance abuse programs
  • Mental health counseling centers
  • Home health care (non-medical)
  • Medical home health care
  • Outpatient hospice care
  • Adult day care
  • Case management
  • Meals on Wheels
  • Court appointed special advocate (CASA)
  • Crisis hotline
  • Referral agencies
  • Methadone maintenance
  • Home studies
  • Needle exchange
  • Counseling centers
  • Agencies for seniors or aged
  • Sheltered workshop

Inpatient Services

  • Assisted living facilities
  • Shelters
  • Group homes for developmentally disabled
  • Transitional housing
  • Drug & alcohol rehabilitation centers
  • Residential care facilities
  • Senior living facilities
  • Supervised living
  • Medical detox


  • Foundations
  • Human society
  • Fraternal organizations
  • No professional liability exposure
  • Completed accords are needed, no special app

How the Social Services Program Can Help Your Clients

RPS Signature Programs' team of industry experts can take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. The Social Services insurance program covers the unique needs of social service agencies and human service organizations.

Meet the Social Services Insurance Team

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