RPS Social Services insurance program specializes in addressing the needs of social service agencies and human service organizations, providing AM Best A+ (superior) admitted insurance coverage for the not-for-profit sector as well as for-profit classes. Available in all 50 states, the protection of the Social Services insurance program allows these agencies and organizations to take care of their clients — and take the risk out of helping.
Social Services Program Coverages
Required:
- General liability
- Human services professional liability
Offered:
- Abusive conduct liability, crime, inland marine, property and excess
- Auto liability: HNOA (N/A in FL, LA, MA) and physical damage
- Each policy provides separate limits
- Occurrence or claims-made forms are available
Target Risks
Behavioral Health
- Residential treatment facilities for behavioral health
- Behavioral health counseling centers
- Transitional/supervised living
- In-home services
- Outpatient treatment
Senior Services (Nonresidential)
- Adult day care
- Senior centers
- Adult respite care
- Agencies for aging or senior citizens
- Home healthcare/companion care
- Outpatient hospice services
Youth Services
- Adoption/foster placement agencies
- Adoption/foster care-related counseling
- Adoption/foster counseling
- Home studies for adoption/foster care
- Youth group homes
- Transitional living
- Youth shelters
- Court Appointed Special Advocacy (CASA)
Community Services
- Pregnancy counseling/advocacy
- Job training programs
- Individual and family counseling services
- Homeless shelters
- Domestic violence shelters
Developmentally Disabled Services
- Group homes for individuals with developmental or intellectual disabilities
- Vocational programs
- Sheltered workshops
- Supported independent living
- In-home supports
Substance Use
- Residential substance use treatment centers
- Drug testing
- DUI counseling/classes
- Outpatient substance use
- Detox — inpatient medical or social model detox
- Methadone maintenance
- Recovery residences
Submission Requirements
- Supplemental applications
- ACORDS
- Five years of currently valued loss runs
- Copy of previous policy
- Website, brochure or narrative description of services
New Submissions: RPS_US_SocServices_NB@rpsins.com
Meet Our Social Services Program Team
AVP, Underwriting Manager
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