RPS Signature Programs' Michigan Restaurant & Lodging Fund Workers' Compensation insurance program has served the hospitality industry since 1992. Endorsed by the Michigan Restaurant and Lodging Association, the Michigan Restaurant & Lodging Fund has returned an average of 48% of member premium.

Michigan Restaurant & Lodging Fund Insurance Coverages

  • Workers' compensation
  • Employers' liability

The Michigan Restaurant & Lodging Fund offers Workers' Compensation insurance for employers domiciled in Michigan, with additional coverage available through the Fund's excess carrier when out-of-state coverage is needed.

Up to $2,000,000 employers' liability coverage is available.

Workers' Compensation Insurance Designed for the Hospitality Industry in Michigan

  • All restaurants with sit down table service such as:
    • Fast food
    • Family style
    • Fine dining
    • Bar & grill
    • Delis
    • Coffee shops
    • Banquet facilities
  • All hotels, motels, inns, and resorts, including seasonal and non-franchised

How the Michigan Restaurant & Lodging Fund Workers' Compensation Program Can Help Your Clients

RPS Signature Programs' team of industry experts can take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks, with the Michigan Restaurant & Lodging Fund Workers' Compensation insurance program addressing the unique needs of the hospitality industry.

Learn More

Meet the Michigan Restaurant & Lodging Fund Team

Related Industries, Products and Programs

Explore

Hospitality Insurance

Insurance coverages and risk management for hospitality businesses such as restaurants and sports facilities with liquor licenses.

Explore

Bed & Breakfast Insurance

Property, liability and personal liability insurance coverage for bed & breakfasts, vacation rentals and owner-occupied properties.

Explore

Liquor Liability Insurance

Liquor liability insurance coverage for restaurants, bars, special events, casinos, distributors and manufacturers and retail stores.