RPS Signature Programs' Health & Fitness insurance program provides a comprehensive menu of insurance plans designed for health & fitness clubs, tennis and racquet clubs, sports facilities, sports complexes, and training centers, which can also extend to daycare and restaurant operations included within a facility. The program is written through admitted "A" rated (or better) carriers and can provide coverage on all lines of business necessary.

Health & Fitness Club Insurance Coverages

Property Insurance

  • Building and personal property coverage (blanket basis available)
  • Coverage for fences, outdoor signs (attached or separate), tennis courts, etc.
  • Personal effects and property of others
  • Systems breakdown coverage

Liability Insurance

  • Rated on an 'active member' basis
  • Non-auditable
  • Professional liability is extended to cover the certified professionals such as fitness and aerobics instructors, tennis instructors, etc.
  • Liquor liability insurance
  • Sexual abuse and molestation insurance

Crime Insurance

  • Money and securities inside/outside the premises
  • Depositor forgery
  • Employee dishonesty

Business Income Insurance

  • Business income and extra expense coverage
  • Actual loss sustained coverage is available
  • No waiting period or deductible (available on request)

Workers' Compensation Insurance

  • Available in all states
  • Competitive rates and credits available on well-performing risks
  • Extensive loss control tools are available

Insurance Designed for the Health & Fitness Industry

  • Health clubs
  • Fitness clubs
  • Tennis clubs
  • Racquet clubs
  • Sports facilities
  • Sports complexes
  • Gyms
  • Training centers, which can also extend to daycare and restaurant operations included within a facility

How the Health & Fitness Program Can Help Your Clients

RPS Signature Programs' team of industry experts can take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks like the unique exposures of the health and fitness industry.

Meet Our Health & Fitness Club Insurance Team

Related Industries, Products and Programs


Property Insurance

Property insurance coverage and placement for your hard-to-place clients.

Workers Compensation

Workers’ Compensation Insurance

RPS works with top carriers to deliver a wide range of workman’s compensation coverages and consulting, for a board spectrum of industries.