Scaffolding & Access Insurance

RPS Signature Programs' Scaffolding and Access insurance program is designed specifically for the complex coverage needs of the scaffold and construction access industry. This multi-line Scaffolding and Access insurance program provides real solutions for the scaffold and construction access industry, with hundreds of insureds nationwide.

With more than 30 years of experience in the scaffold and construction access industry, the RPS Signature Programs Scaffolding and Access insurance team is made up of experienced underwriting managers for the scaffold industry nationwide. The Scaffolding and Access insurance program is exclusively packaged through an AM Best A-rated carrier, eliminating any claims confusion due to multiple insurance carriers.

Scaffolding & Access Insurance Coverages

• General liability insurance
• Workers' comp insurance
• Property insurance
• Excess insurance
• Auto insurance
• Inland marine insurance
• Contractor's pollution

General Liability

• Sample coverages available upon written request
• $2,000,000 general aggregate
• $1,000,000 per occurrence
• $2,000,000 products and completed operations
• $1,000,000 personal and advertising
• 2mm/4mm/4mm limits available
• Occurrence form
• Defense outside limits
• Blanket waiver of subrogation available
• Primary and noncontributory available
• Various deductible options
• Per project aggregate available

Property and Equipment

• "Manuscript" coverage tailored to cover equipment rented to third parties
• Blanket values vs. specific limits by location and type of property
• Replacement cost valuation
• Agreed amount endorsement (no coinsurance penalty)
• Specialty coverage including loss of income and extra expense, job site, in-transit and unnamed locations, equipment in your care, custody and control
• Flood and earthquake available in most states

Auto Liability and Physical Damage

• Preferential pricing for qualified accounts
• Fleet and loss experience discounts

Workers' Compensation/Employer's Liability

• Available in most states
• Dividend plans available in some states

Excess/Umbrella Liability

• $1,000,000 — $5,000,000 coverage limits with higher limits available

*Subject to actual written proposal. Other optional coverages available.

Scaffolding & Access Insurance Designed for the Construction Industry

• Scaffolding & construction access industry contractors who utilize scaffolding
• Construction hoists
• Construction elevators
• Mast climbers
• Swing staging

How the Scaffolding & Access Program Can Help Your Clients

RPS Signature Programs' team of industry experts can take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Our Scaffolding and Access insurance program design is based on more than 30 years of experience within the construction industry, and our specialized coverage options truly meet your client's needs. The RPS Signature Programs team's uncommon insights on liability issues, unparalleled service, and dedicated staff ensure your construction clients are in good hands.