RPS Personal Lines offers Personal Umbrella products for additional financial protection and peace of mind in the event of an unforeseen occurrence, tailoring coverage amounts to best fit your client's needs and budget.

Our personal lines umbrella insurance offers competitive rates and options to extend coverage to additional residences like rental properties. It also provides the ability to write excess coverage of another umbrella policy with limits from $1M to $10M.

Personal Lines Umbrella Coverage

  • High profiles such as sports cars
  • Homeowners or auto liability insurance with another company
  • Young drivers in the household
  • Motorcycles, jet skis, ATVs, snowmobiles, and golf carts
  • Farm exposures
  • Primary and excess available
  • Target risks such as celebrities and public figures are eligible
  • Driver exclusions available to provide the ability to engineer risks with "driving record" issues

Meet Our Personal Lines Umbrella Insurance Team

Related Industries, Products and Programs


Personal Lines Insurance

Our personal lines will help you place risk for your clients for every personal lines insurance risk.


Recreational Vehicles Insurance

Personal lines insurance coverage for recreational vehicles such as motor bikes, utility vehicles, watercraft and snowmobiles.


Homeowners Insurance

Custom homeowners insurance and risk coverage for personal property, personal liability, replacement costs, loss assessment, excess flood and more.