RPS Standard Lines houses a large Commercial Lines unit focusing on commercial risk of all sizes with a strong emphasis on small Business Owner's Policy (BOP) business.

Our large scope of Admitted Commercial Lines products include:

  • Commercial lines package
    • Can consist of general liability and building and/or contents property coverage.
  • Business Owner's Policy (BOP)
    • Similar to a package policy that provided both property and liability coverage for small business accounts. Typically written on a special coverage form and normally have unique features that make them especially beneficial for clients.
  • Auto
    • Can include coverage on vehicles as well as hired non-owned.
  • Marine
    • Coverages for both inland marine and ocean marine commercial accounts.
  • Umbrella
    • Designed to provide protection against catastrophic losses. Typically written over primary liability policies, such as a BOP, liability and/or workers' compensation.
  • Workers' compensation
    • Coverage where the carrier is providing wage replacement and medical benefits to their employees, should the employee be injured on the job site
  • Property liability - monoline products
    • Similar coverages to a package and/or BOP product, but on a monoline basis.
  • Management liability
    • Includes policies such as Errors & Omissions (E&O), Directors & Officers (D&O), fiduciary, EPLI and crime.

Meet Our Admitted Small Commercial Lines Team

Related Industries, Products and Programs


Dwelling Insurance

Personal line dwelling insurance for one- to four-family residential dwellings and coverages outside of the traditional dwelling market.


Homeowners Insurance

Custom homeowners insurance and risk coverage for personal property, personal liability, replacement costs, loss assessment, excess flood and more.


Recreational Vehicles Insurance

Personal lines insurance coverage for recreational vehicles such as motor bikes, utility vehicles, watercraft and snowmobiles.