RPS Standard Lines houses a large Commercial Lines unit focusing on commercial risk of all sizes with a strong emphasis on small Business Owner's Policy (BOP) business.

Our large scope of Admitted Commercial Lines products include:

  • Commercial lines package
    • Can consist of general liability and building and/or contents property coverage.
  • Business Owner's Policy (BOP)
    • Similar to a package policy that provided both property and liability coverage for small business accounts. Typically written on a special coverage form and normally have unique features that make them especially beneficial for clients.
  • Auto
    • Can include coverage on vehicles as well as hired non-owned.
  • Marine
    • Coverages for both inland marine and ocean marine commercial accounts.
  • Umbrella
    • Designed to provide protection against catastrophic losses. Typically written over primary liability policies, such as a BOP, liability and/or workers' compensation.
  • Workers' compensation
    • Coverage where the carrier is providing wage replacement and medical benefits to their employees, should the employee be injured on the job site
  • Property liability - monoline products
    • Similar coverages to a package and/or BOP product, but on a monoline basis.
  • Management liability
    • Includes policies such as Errors & Omissions (E&O), Directors & Officers (D&O), fiduciary, EPLI and crime.

Meet the Admitted Small Commercial Lines Team

Related Industries, Products and Programs

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Dwelling Insurance

Personal line dwelling insurance for one- to four-family residential dwellings and coverages outside of the traditional dwelling market.

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Homeowners Insurance

Custom homeowners insurance and risk coverage for personal property, personal liability, replacement costs, loss assessment, excess flood and more.

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Recreational Vehicles Insurance

Personal lines insurance coverage for recreational vehicles such as motor bikes, utility vehicles, watercraft and snowmobiles.