Admitted Small Commercial Lines Insurance

RPS Standard Lines houses a large Commercial Lines unit focusing on commercial risk of all sizes with a strong emphasis on small Business Owner's Policy (BOP) business.

Our large scope of Admitted Commercial Lines products include:

• Commercial lines package
  • Can consist of general liability and building and/or contents property coverage.
• Business Owner's Policy (BOP)
  • Similar to a package policy that provided both property and liability coverage for small business accounts. Typically written on a special coverage form and normally have unique features that make them especially beneficial for clients.
• Auto
  • Can include coverage on vehicles as well as hired non-owned.
• Marine
  • Coverages for both inland marine and ocean marine commercial accounts.
• Umbrella
  • Designed to provide protection against catastrophic losses. Typically written over primary liability policies, such as a BOP, liability and/or workers' compensation.
• Workers' compensation
  • Coverage where the carrier is providing wage replacement and medical benefits to their employees, should the employee be injured on the job site
• Property liability - monoline products
  • Similar coverages to a package and/or BOP product, but on a monoline basis.
• Management liability
  • Includes policies such as Errors & Omissions (E&O), Directors & Officers (D&O), fiduciary, EPLI and crime.