RPS understands the complex needs of property owners, associations and developers, and is committed to structuring the best habitational insurance policies using various risk transfer and loss analysis techniques.

RPS offers Property and Liability coverage on a monoline or package basis for apartment complexes, rooming or boarding houses, Section 8, subsidized housing and on-campus/off-campus student housing. RPS' exclusive Habitational Facility offers All Risk coverage including Flood, Earthquake, B&M, and Terrorism.

Habitational Insurance Coverage Highlights

  • Up to $25M limits on a primary basis only*
  • $200M minimum TIV / $5B maximum TIV*
  • Exclusive capacity
  • Carrier and broker form eligible
  • Dedicated limits per insured
  • No CAT restrictions
  • All types of multi-family eligible
  • Designated loss adjuster and claims handling
  • Loss threshold deductible
  • Low claims bonus
  • Available nationwide

*lower limits also available through additional products

Meet Our Habitational Insurance Team

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