Our underwriting team delivers a competitive non-admitted property solution that fills a known market need in several states across the country to help agents realize a market advantage.
We're committed to structuring habitational insurance solutions that fit today's residential rental risks to address the complex needs of property owners, associations and developers.
- AM Best Rated A-X (Excellent), Financial Size Category VIII
- Non-admitted property coverage
- Experienced, responsive underwriting team
- Professional claims handling
- Flexibility in deductibles
- Blanket limit options available
Frequently Asked Questions (FAQs)
We can write risks in convective storm regions, but not in Named Windstorm-exposed areas.
Yes, if incidental and exposure details are provided.
Schedules with some subsidized/affordable housing will be considered, but full schedules of subsidized/affordable housing are not eligible for the program.
This is a monoline property solution.
Yes, these amenities are permitted.
If a majority of a risk is vacant, we will have a limited appetite; however, our primary property program team may be able to assist with vacant property.
Minor cosmetic renovations are permitted, but any major changes should be placed on a separate builder's risk policy.
Meet Our Habitational Property Program Underwriter
Related Industries, Products and Programs
Primary Property Insurance Program
Primary property insurance for commercial property and vacant property risks. Flexible coverage tailored to real estate investment.
Habitational Insurance
Property and liability insurance coverages for property owners, associations and developers needing habitational insurance.