Wellness Services Insurance Solutions

Your clients in the wellness services space face real headwinds — markets pulling back from cryotherapy where indications aren't FDA‑cleared, "one‑size‑fits‑all" medispa policies that leave gaps as treatment menus evolve, and sports rehab clinics scaling across states with mixed W‑2/1099 providers, strict contract wording and rising patient‑injury exposures. The RPS team can help — partnering with you to offer these clients competitive, tailored coverage.

Drawing upon nearly 25 years of wellness industry expertise, we'll help you solve for these challenges with purpose‑built programs for cryotherapy centers, medispas and sports rehabilitation facilities (with or without cryotherapy), combining knowledgeable underwriting with flexible coverage structures.

Count on responsive quoting, access to non‑admitted markets, practical risk management resources (consent/standard operating procedure templates, incident response guidance, training) — so you can place hard‑to‑place accounts and keep projects moving forward.

Cryotherapy Services Insurance

Cryotherapy is a treatment used regularly for sports medicine, physical therapy and weight loss. At RPS, we offer competitive, tailored coverage solutions, including free risk management services, to help protect your clients by delivering mobile and stationary cryotherapy services. We offer coverage even in cases with professional/collegiate athlete exposure, and there's the option to jointly consider other related exposures, like physical therapy and sports rehab.

Ours is the only program the Cryo Industry Association (CINA) endorses, and our quick response times mean you'll often hear back within 48 hours

Target Risks

Submission Requirements

Sports Therapy Services Insurance

Sports rehabilitation therapy has become a popular medical practice as more amateur and competitive athletes — and even "weekend warriors" — focus on their physical health and proper rehabilitation. The RPS team can write your sports rehab centers, with or without cryotherapy services, including free risk management services for clients.

With demand on the rise, it's a great time to be in the business of providing sports therapy services like fitness and sports coaching, nutritional counseling, cupping, massage, and physical and occupational therapy.

Sports Rehabilitation Coverage Highlights

• Professional Liability or Professional and General Liability
• Excess, Cyber, EPLI and Directors and Officers (D&O) available industry specific coverage available

Medispa Services Insurance

RPS provides comprehensive coverage for facilities that offer advanced medical-grade treatments and procedures, like laser skin and hair treatments, injectables, chemical peels and massage therapy. No one-size-fits-all coverage here: since each medispa provides different services, you'll find our Medispa insurance coverage is a custom blend of professional, general and other liability solutions to provide your clients with their ideal balance of protection.

Medispa Coverage Highlights

• Professional Liability
• General Liability
• Business Personal Property
• Cyber and EPLI options industry specific coverage available

Target Risks

Submission Requirements

• Medispa application
• Valued Carrier Loss runs, if currently insured
• Resume of owners and key employees, if in business less than three years or no current coverage
• Any additional information required prior to binding.