RPS Signature Programs' Insurance Agents Professional Liability insurance program covers mid-size to larger insurance agencies, wholesalers and managing general agents (MGA). The program is available nationwide; coverage is admitted and non-admitted depending on the state and is NJ/FTZ admitted for all programs.

Insurance Agents & Brokers Professional Liability Coverage Highlights

  • Claims-made or claims-made and reported
  • Defense outside of the limits
  • First dollar deductible
  • Deductible aggregated to three times per loss
  • Deductible reduction credits (settlement without litigation)
  • Contractual liability included for broker/agent agreements
  • Insolvency B+/demotech/government backed or operated
  • Punitive damages (if insurable by law)
  • Broad personal injury coverage
  • Spouse/domestic partner
  • Final adjudication language (conduct exclusion)
  • Modified hammer (up to 80/20)
  • Automatic independent contractor (on behalf of insured)
  • Loyalty discounts
  • Choice of counsel
  • First party security privacy breach ($25,000 to $250,000)
  • Broad definition of professional services
  • Additional expense/loss of earnings outside limits
  • ERP options up to 5 years
  • Blanket predecessor coverage

Insurance Agents & Brokers Professional Liability Coverage Limits

  • $1,000,000 to $5,000,000

Professional Liability Insurance Designed for Insurance Agents & Brokers

  • Agencies with $300,000 to $15,000,000 in revenue

How the Insurance Agents & Brokers Professional Liability Program Can Help Your Clients

RPS Signature Programs' team of industry experts can take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks, including the unique professional liability insurance needs of agents, brokers, wholesalers, retailers, general agents, underwriting managers, surplus lines agents, life and health agents/brokers and more

Meet our Insurance Agents & Brokers Insurance Team

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