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Practice Groups Property
2020 U.S. Property Market Outlook

Premium costs for commercial property insurance are expected to continue to be impacted through at least the first half of 2020, as more business flows into the excess & surplus lines market.

Now after record storm losses in 2017 and 2018, the standard market is pulling back on capacity and adjusting terms and conditions, affecting rates. The pace is expected to continue in the first and second quarters of 2020 until insurers return to profitability and more competition is introduced.

What can independent agents and brokers do to navigate the property market for their clients, and what is expected on the horizon for 2020?

Download the 2020 U.S. Property Market Outlook

Underwriters for both admitted and non-admitted insurers are under serious pressure to restore profitability to the property insurance market, especially for properties located in regions of the country exposed to hurricanes, tornadoes, hail, flooding and wildfires.

More scrutiny is also being placed on property valuations since replacement costs have been outpacing insured values throughout the U.S. for the last several years.

Many property owners are choosing to assume higher deductibles and self-insured retentions to make coverage more affordable. The resulting impact is affecting industries across the board.

How can agents and brokers prepare their clients for what may come next?

Download the 2020 U.S. Property Market Outlook


RPS Property Practice Group

We broker business to every viable property market and rank among the top five for production with the "key markets”, possess unparalleled expertise in establishing hard-to-place layered and shared property placements, and write in excess of $500 million in property premium volume annually.

When it comes to placing Property & Casualty coverage, RPS, a leading nationally focused wholesale insurance broker, knows the best markets and coverage terms to secure for your clients, reflected by the more than $2.9 billion of premium we place annually. We adhere to the highest professional and service standards, meeting the needs of our retail providers. Our goal is to continue to be “your wholesaler of choice.”

Property Product Lines
  • All-Risks
  • Florida Windstorm
  • Coastal Properties
  • California Earthquake
  • Builders’ Risks (including Renovations)
  • Deductible Buy-Backs and Wind + AOP
  • Excess Property
  • Flood Coverage (including A&V Zones)
  • DIC
  • Vacant Property
  • Inland Marine
  • Equipment Floaters
  • Ocean Marine & Cargo
  • Stand-alone
  • Terrorism
  • Auto Physical Damage
  • Motor Truck Cargo

Let's Get in Touch

Please feel free to get in touch with us any time regarding our products and services.  We love to receive feedback from our customers.

Knowledge Center

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Wind Deductible BuyBack Flyer

RPS specializes in Wind Deductible Buybacks nationwide,and our top-tier network of carriers and exceptional rates help to ensure the most effective pl…

RPS Navigator - Fall 2017

In this issue:

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Owner's Interest & Builder's Risk Flyer

Have an Owner's Interest & Builder's Risk? RPS has you covered, click to learn more about coverage highlights.

Commercial Property Flyer

At RPS, we give you the local knowledge of the property market balanced with the national reach of our network of experienced property brokers. Your t…

RPS Navigator - Summer 2017

In this issue:

  • What if...? A Continuing Discussion in the Fight Against Abuse by Lori Windolf Crispo, CPCU
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Apartment House Flyer

Property and Liability Coverage available on a monoline or package basis for apartment buildings, rooming or boardinghouses, and apartment hotels with…