Health & Fitness

Your Specialty, is Our Signature

We provide a comprehensive menu of insurance plans designed for health & fitness clubs, tennis and racquet clubs, sports facilities, sports complexes, and training centers, which can also extend to daycare and restaurant operations included within your facility. The program is written through Admitted “A” rated carriers, or better, and can provide coverage on all lines of business necessary.



  • Building and personal property coverage (blanket basis available)
  • Coverage for fences, outdoor signs (attached or separate), tennis courts, etc
  • Personal effects and property of others
  • Systems Breakdown coverage


  • Rated on a 'active member' basis
  • Non-auditable
  • Professional Liability is extended to cover the certified professionals such as fitness and aerobics instructors, tennis instructors, etc
  • Liquor Liability
  • Sexual abuse and molestation coverage 


  • Money and securities inside/outside the premises
  • Depositor forgery
  • Employee dishonesty

Business Income

  • Business income and extra expense coverage
  • Actual loss sustained coverage is available
  • No waiting period or deductible (available on request)

Workers' Compensation

  • Available in all states
  • Competitive rates and credits available on well-performing risks
  • Extensive loss control tools are available


  • Health & fitness clubs
  • Tennis and Racquet clubs
  • Sports facilities
  • Sports complexes
  • Training centers, which can also extend to daycare and restaurant operations included within your facility.

WHY RPS Signature Programs

Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. For more information regarding this program please click here. Quote turnaround times vary however, we can accommodate short timeframes if needed.

Let's Get in Touch

Please feel free to get in touch with us any time regarding our products and services.  We love to receive feedback from our customers.


Knowledge Center

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How Student Accident Insurance Works…and Why Your School Needs It

When a school district provides accident insurance to its athletes and all its students, it can help mitigate the potential for future lawsuits.

2021 Signature Programs At A Glance

RPS Signature Programs manages a variety of specialized programs on behalf of highly-rated carriers, offering proprietary insurance solutions in niche…

One Year Later: The COVID-19 Effect on Insuring the Healthcare Industry

James McNitt, RPS Healthcare Area President, weights in on how the pandemic has impacted the healthcare insurance market.

What COVID-19 Taught Insurance That Will Last Forever

It certainly feels like we’ve all been living in a paradoxical existence that has voided time of its previous necessities.

Why Amateur Sports Associations Need D&O Insurance

Most high-profile cases against directors and officers involve large corporations but this doesn’t preclude non-profits, including amateur sports asso…

RPS Navigator - Winter 2019

Happy New Year! We’re kicking off 2019 with a brand-new issue of the RPS Navigator newsletter, looking at the intricacies of sports risks, the brave n…