Student Accident

Your Specialty is Our Signature, Student Accident.

RPS Signature Program PreK-12 Student and Athletic Accident Insurance Program and the College Student Accident and Intercollegiate Sports Program come into play when schools are looking to insure students of all ages from daycare through college, for school and athletic activities.

As program administrator for a number of carriers, RPS Signature Programs handles all aspects of plan administration from implementing plan improvements, negotiating with the carriers on new and renewal business and adjudicating claims.  A dedicated claims staff assures the highest level of personal service.

Key program features that differentiate us in the marketplace include:

  • Carrier Relationships
    We have built strong relationships with several carrier partners. As a result, we are able to provide numerous market options, which will allow you to select a program that works best both in terms of cost and plan design.
  • Service
    Relationships are the lifeline of our business; by not outsourcing our services, we make sure our clients receive the attention that they deserve. Our experienced team of in-house claim professionals, account managers, program administrators and underwriters are dedicated to providing you with the best possible service.

  • No Outsourcing of Claims
    Our claims are administered in-house to ensure a level of exceptional service. We do not outsource. There is only one place to go to have all your questions answered.

  • Enhanced Claim Reporting Capabilities
    We provide our clients with monthly, bimonthly or quarterly reports. Our enhanced claim reporting capabilities serve as a great tool to assist in risk management and cost-containment efforts.

  • Online Access to Student Accident Claim Status
    Parents can easily and conveniently check the status of their child's claim from any computer or tablet, offering more control for the parents while reducing the volume of claim inquiries to district administrators.


Most policies are written on an excess basis, with limits typically ranging from $25,000 to $5,000,000 for PreK-12 Schools and $25,000 to $90,000 for Colleges and Universities.

Excess/Secondary insurance coverage is designed to supplement and coordinate with existing primary medical policies; however, if no primary plan is in place, this policy will act as primary coverage within the terms of the accident policy.

There are different plan designs available for both the PreK-12 and College programs with deductible and coinsurance options and sub-limits that can be added on certain internal benefits, such as physical therapy, orthopedic devices, etc. 


  • Public School Districts
  • Private and Charter Schools
  • Individual Parochial Schools
  • Nursery Schools
  • Day Care Centers
  • Dioceses
  • Colleges and Universities


Laura Kajor
Area Vice President
Phone: (973) 921-8038

Alyssa Noorman
Sr. Customer Service Rep.
Phone: (973) 921-8013 

Why RPS Signature Programs

Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks. We have been proudly administering Student Accident Insurance for over 70 years and have become known as a leader in the industry with experience protecting over 36 million students since 1946.

Let's Get in Touch

Please feel free to get in touch with us any time regarding our products and services.  We love to receive feedback from our customers.


Knowledge Center

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2021 Signature Programs At A Glance

RPS Signature Programs manages a variety of specialized programs on behalf of highly-rated carriers, offering proprietary insurance solutions in niche…