Student Accident

Custom Student Accident Programs for Every One-Of-A-Kind Risk

RPS Signature Program PreK-12 Student and Athletic Accident Insurance Program and the College Student Accident and Intercollegiate Sports Program come into play when schools are looking to insure students of all ages from daycare through college, for school and athletic activities.

As program administrator for a number of carriers, RPS Signature Programs handles all aspects of plan administration from implementing plan improvements, negotiating with the carriers on new and renewal business and adjudicating claims.  A dedicated claims staff assures the highest level of personal service.


Most policies are written on an excess basis, with limits typically ranging from $25,000 to $5,000,000 for PreK-12 Schools and $25,000 to $90,000 for Colleges and Universities.

Excess/Secondary insurance coverage is designed to supplement and coordinate with existing primary medical policies; however, if no primary plan is in place, this policy will act as primary coverage within the terms of the accident policy.

There are different plan designs available for both the PreK-12 and College programs with deductible and coinsurance options and sub-limits that can be added on certain internal benefits, such as physical therapy, orthopedic devices, etc. 


  • Public School Districts
  • Private and Charter Schools
  • Individual Parochial Schools
  • Nursery Schools
  • Day Care Centers
  • Dioceses
  • Colleges and Universities

Why RPS Signature Programs

Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.

Let's Get in Touch

Please feel free to get in touch with us any time regarding our products and services.  We love to receive feedback from our customers.