Program

Custom Social Services Programs for Every One-Of-A-Kind Risk

RPS Signature Programs specializes in addressing the needs of social service agencies and human service organizations, providing insurance coverage for the non-profit sector as well as for-profit classes. This protection allows these agencies and organizations to take care of their clients and take the risk out of helping.

Coverages

• Automobile Liability & Physical Damage - includes owned, hired & non-owned
• Excess Liability
• General Liability - includes blanket additional insured for funding source & broadening endorsement designed specifically for social services agencies
• Management Liability - includes Directors & Officers (D&O) with Employment Practices Liability Insurance (EPLI)
• Fiduciary Liability
• Professional Liability - includes coverage for employees, contracted employees, physicians and more
• Abuse or Molestation
• Cyber Liability
• Property, Inland Marine & Crime
• Workers’ Compensation (only available with a package policy)

NOTE: Each policy provides a separate limit of liability. Occurrence or claims made forms are available.

Target

Outpatient Services

• Adoption Placement Agency
• Foster Placement Agency
• Substance Abuse Programs
• Mental Health Counseling Centers
• Home Health Care (non-medical)
• Medical Home Health Care
• Outpatient Hospice Care
• Adult Day Care
• Case Management
• Meals on Wheels
• Court Appointed Special Advocate (CASA)
• Crisis Hotline
• Referral Agencies
• Methadone Maintenance
• Home Studies
• Needle Exchange
• Counseling Centers
• Agencies for Seniors or Aged
• Sheltered Workshop

Inpatient Services

• Assisted Living Facilities
• Shelters
• Group Homes for Developmentally Disabled
• Transitional Housing
• Drug & Alcohol Rehabilitation Centers
• Residential Care Facilities
• Senior Living Facilities
• Supervised Living
• Medical Detox

Not-for-Profits

• Foundations
• Human Society
• Fraternal Organizations
• No Professional Liability Exposure
• Completed Accords are Needed, No Special App

Why RPS Signature Programs

Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.