Products Homeowners

Whether it’s coverage for a one- or two-family owner-occupied/owner-secondary home, a renter, or a condominium unit owner, the RPS Personal Lines experts have a Homeowners coverage solution for every situation.

Utilizing ISO forms (HO-3, HO-4, HO-6, and HO-5 all available), RPS Personal Lines specializes in risks with prior losses or declinations, lower-value homes in good condition, high value homes, no prior insurance, new purchases, homes in distressed markets or in the name of an LLC,  as well as CAT-exposed coastal properties.

Coverage options include:

  • Personal Property
  • Comprehensive Personal Liability
  • Medical Payments
  • Other Structure Coverage
  • Loss of Use
  • Extended Replacement Cost
  • Identity Fraud Expense
  • Water Backup and Sump Discharge / Overflow
  • Extended Liability Coverage for rental properties or a secondary residence
  • Builders Risk / Course of Construction
  • In-Home Business in some states
  • Personal Injury
  • Loss Assessment
  • Excess Flood

Let's Get in Touch

Please feel free to get in touch with us any time regarding our products and services.  We love to receive feedback from our customers.

Knowledge Center

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HO6 Condo Owners Flyer

HO6/Condominium Owners coverage protects condos used as primary, secondary or seasonal residences as well as those rented to others. Click to learn mo…

And the Survey Says: Homeowners Unclear About What’s Covered in the Policies

The Insurance Information Institute (I.I.I.) recently released the results of its 2016 Consumer Insurance Survey in which they interviewed more than 1…


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