Whether it’s coverage for a one- or two-family owner-occupied/owner-secondary home, a renter, or a condominium unit owner, the RPS Personal Lines experts have a Homeowners coverage solution for every situation.
Utilizing ISO forms (HO-3, HO-4, HO-6, and HO-5 all available), RPS Personal Lines specializes in risks with prior losses or declinations, lower-value homes in good condition, high value homes, no prior insurance, new purchases, homes in distressed markets or in the name of an LLC, as well as CAT-exposed coastal properties.
Coverage options include:
- Personal Property
- Comprehensive Personal Liability
- Medical Payments
- Other Structure Coverage
- Loss of Use
- Extended Replacement Cost
- Identity Fraud Expense
- Water Backup and Sump Discharge / Overflow
- Extended Liability Coverage for rental properties or a secondary residence
- Builders Risk / Course of Construction
- In-Home Business in some states
- Personal Injury
- Loss Assessment
- Excess Flood
