RPS' Garage products cover the unique needs of auto dealerships, repair shops and related businesses. The RPS team of transportation experts offers Garage Dealers/Service Risks, Garage Liability, Garagekeepers (GKLL), Dealers Open Lot, Property Coverages and Scheduled Autos.

RPS' Motorcycle Repair Shops product covers the unique needs of that line of business.

Garage Insurance Coverage Highlights

  • Limits up to $1M each accident
  • $5,000 medical payments coverage
  • Broadened coverage
  • Garagekeepers' legal liability
  • Dealers' physical damage
  • Building & business personal property

Garage Insurance Optional Coverages

  • Dealers Errors & Omissions coverage
  • Drive away radius extensions
  • Fire legal liability
  • Hired auto coverage
  • Personal injury liability
  • Additional insured - primary & contributory
  • Liquor liability buyback

Motorcycle Repair Shops Coverage Highlights

  • Up to $1M occurrence with $3M aggregate liability limits
  • Garagekeepers legal liability; direct primary available with excellent security controls
  • Can schedule service vehicles used in the business
  • New ventures acceptable with prior experience

Meet Our Car Dealership & Repair Garage Insurance Leaders

Related Industries, Products and Programs


Property Insurance

Property insurance coverage and placement for your hard-to-place clients.


Hired & Non-Owned Auto Insurance

H&NOA excess and standalone insurance coverage placement for hard-to-place delivery services.

Workers Compensation

Workers’ Compensation Insurance

RPS works with top carriers to deliver a wide range of workman’s compensation coverages and consulting, for a board spectrum of industries.