The Hospitality sector is highly competitive, with establishments constantly vying for new and repeat customers to keep their doors open and their expansion plans a reality. Protecting the value of their business is critical to their success and a key component of any effective insurance and risk management program. RPS, a leading Managing General Agent/Underwriting Manager and nationally focused wholesale insurance broker, provides unique solutions that safeguard against losses, minimize those that do occur, and ultimately provide significant opportunities for operational savings.
From liquor liability to food contamination, fire damage, broken equipment, pollution liability, slips and falls, wage-and-hour disputes, and cyber threats, a smorgasbord of risks about for which we can provide a full menu of Hospitality insurance products. Our palate is broad, so we relish insuring everything from diners and family style restaurants to fine dining, fast food operations, pubs, cafés, and caterers.
The experienced staff at RPS has access to high quality markets, so we can assist you in securing the coverage and amounts specific to the type and size of the restaurant operation, its workforce, offerings, and services. We will help you uncover coverage deficiencies that may exist, such as food spoilage due to a power outage and data breach exposures arising from point-of-sale hacks, and provide you with the answers to satisfy any insurance questions in your client’s program.