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The Future of Terrorism Insurance

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“If you think that property insurance backed by the federal government’s terrorism insurance backstop will cover you for any act of terror, you might want to think again,” according to RPS Executive Vice President Christa Nadler in Property Casualty 360°. Nadler walks us through the intricacies of what the federal program does—and doesn’t—cover, as well as the very real possibility that the program many not even exist by 2021.

Given the uncertainty, many businesses are turning the standalone terrorism insurance marketplace for more robust coverage with less roadblocks. Nadler goes beyond property to explore the non-traditional terrorist exposures that the standalone market covers, like business interruption and crisis management, and why these are crucial to getting a business back up and running.

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