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Insurance Agents / Brokers

Products Insurance Agents / Brokers

RPS PLUS’s product for Insurance Agents and Brokers covers larger insurance agencies, wholesalers and managing general agents (MGA).

Coverage highlights include:

  • Claims-made or claims-made and reported
  • Defense outside of the limits
  • First dollar deductible
  • Deductible aggregated to three times per loss
  • Deductible reduction credits (settlement without litigation)
  • Contractual liability included for broker/agent agreements
  • Insolvency B+/demotech/government backed or operated
  • Punitive damages (if insurable by law)
  • Broad personal injury coverage
  • Spouse/domestic partner
  • Final adjudication language (conduct exclusion)
  • Modified hammer (up to 80/20)
  • Automatic independent contractor (on behalf of insured)
  • Loyalty discounts
  • Choice of counsel
  • First party security privacy breach ($25,000 to $250,000)
  • Broad definition of professional services
  • Additional expense/loss of earnings outside limits
  • ERP options up to 5 years
  • Blanket predecessor coverage

Available nationwide, coverage is admitted and non-admitted depending on the state and is NJ/FTZ admitted for all programs.

 

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Insurance Agents / Brokers Flyer

Our product for Insurance Agents and Brokers covers a wide variety of insurance professionals including larger insurance agencies, wholesalers and man…