Product


Homeowners

Products Homeowners

Whether it’s coverage for a one- or two-family owner-occupied/owner-secondary home, a renter, or a condominium unit owner, the RPS Personal Lines experts have a Homeowners coverage solution for every situation.

Utilizing ISO forms (HO-3, HO-4, HO-6, and HO-5 all available), RPS Personal Lines specializes in risks with prior losses or declinations, lower-value homes in good condition, high value homes, no prior insurance, new purchases, homes in distressed markets or in the name of an LLC,  as well as CAT-exposed coastal properties.

Coverage options include:

  • Personal Property
  • Comprehensive Personal Liability
  • Medical Payments
  • Other Structure Coverage
  • Loss of Use
  • Extended Replacement Cost
  • Identity Fraud Expense
  • Water Backup and Sump Discharge / Overflow
  • Extended Liability Coverage for rental properties or a secondary residence
  • Builders Risk / Course of Construction
  • In-Home Business in some states
  • Personal Injury
  • Loss Assessment
  • Excess Flood

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Please feel free to get in touch with us any time regarding our products and services.  We love to receive feedback from our customers.