Products Habitational

RPS understands the complex needs of property owners, associations and developers and is committed to structuring the best habitational insurance policies using various risk transfer and loss analysis techniques.

RPS offers Property and Liability coverage on a monoline or package basis for apartment complexes, rooming or boarding houses, Section 8, subsidized housing and on-campus/off-campus student housing. RPS’ exclusive Habitational Facility offers All Risk coverage including Flood, Earthquake, B&M, and Terrorism.

Coverage highlights include:

  • Up to $25M limits on a Primary Basis only*
  • $200M minimum TIV / $5B maximum TIV*
  • Exclusive capacity
  • Carrier and broker form eligible
  • Dedicated limits per insured
  • No CAT restrictions
  • All types of multi-family eligible
  • Designated loss adjuster and claims handling
  • Loss threshold deductible
  • Low claims bonus
  • Available nationwide

*lower limits also available through additional products

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Please feel free to get in touch with us any time regarding our products and services.  We love to receive feedback from our customers.

Knowledge Center

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2021 Signature Programs At A Glance

RPS Signature Programs manages a variety of specialized programs on behalf of highly-rated carriers, offering proprietary insurance solutions in niche…

Arch Habitational Quick Reference Flyer

Learn more about Arch Habitational's guidelines, submission requirements and coverage details.