Product


Flood / Excess Flood

Products Flood / Excess Flood

RPS Flood Services handles flood insurance placements for underlying National Flood Insurance Program (NFIP) and RPS’ In-House Excess Flood facility. The RPS team of experts can also assist with Flood Zone Determinations, Elevation Certificate ordering, Letter of Map Amendment and Removal (LOMA, LOMR), and NFIP Alternative Programs.

Eligible risks include high valued dwellings, restaurants, public entities, condominiums/townhouses, apartment complexes, office buildings, manufacturing facilities, townships, shopping centers, and schools/universities.

Coverage highlights include:

  • In-House Excess Flood facility
    • Simple submission process
    • $10M TIV single-story location
    • $15M TIV multi-story single location
    • $5M in-house authority
    • Coverage provisions under the Excess Flood policy are the same as the NFIP standard policy
  • Time Element coverage is available above a $100,000 separate deductible
  • In-house capacity with focus on small to medium sized risks

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Please feel free to get in touch with us any time regarding our products and services.  We love to receive feedback from our customers.

Knowledge Center

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Disaster Preparedness: Helping Businesses Recover

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How NFIP Changes Could Affect Homeowners

The National Flood Insurance Program (NFIP), administered by the Federal Emergency Management Agency (FEMA), is set to get an overhaul effective Octob…

Getting Hurricane-Ready in Time for this Season

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The Impact of 2020 NFIP Proposed Changes on Small Businesses

Flooding is the most common and costly natural disaster in the United States, causing billions in economic losses each year. In fact, according to the…