RPS Standard Lines houses a large Commercial Lines unit focusing on commercial risk of all sizes with a strong emphasis on small BOP business. Our large scope of Admitted Commercial Lines products include:

• Commercial Lines Package – can consist of General Liability and Building and/or Contents Property coverage
• BOP (Business Owner’s Policy) – similar to a package policy that provided both Property and Liability coverage for small business accounts. Typically written on a special coverage form and normally have unique features that make them especially beneficial for clients
• Auto – can include coverage on vehicles as well as Hired Non-Owned
• Marine – both Inland Marine and Ocean Marine coverage for commercial accounts
• Umbrella – designed to provide protection against catastrophic losses. Typically written over Primary Liability policies, such as a BOP, Liability and/or Workers Compensation
• Workers Compensation – coverage where the carrier is providing wage replacement and medical benefits to their employees, should the employee be injured on the job site
• Property/Liability (Monoline Products) – similar coverages to a package and/or BOP product, but on a monoline basis
• Management Liability – includes policies such as E&O, D&O, Fiduciary, EPLI and Crime