RPS Standard Lines houses a large Commercial Lines unit focusing on commercial risk of all sizes with a strong emphasis on small BOP business. Our large scope of Admitted Commercial Lines products include:
- Commercial Lines Package – can consist of General Liability and Building and/or Contents Property coverage
- BOP (Business Owner’s Policy) – similar to a package policy that provided both Property and Liability coverage for small business accounts. Typically written on a special coverage form and normally have unique features that make them especially beneficial for clients
- Auto – can include coverage on vehicles as well as Hired Non-Owned
- Marine – both Inland Marine and Ocean Marine coverage for commercial accounts
- Umbrella – designed to provide protection against catastrophic losses. Typically written over Primary Liability policies, such as a BOP, Liability and/or Workers Compensation
- Workers Compensation – coverage where the carrier is providing wage replacement and medical benefits to their employees, should the employee be injured on the job site
- Property/Liability (Monoline Products) – similar coverages to a package and/or BOP product, but on a monoline basis
- Management Liability – includes policies such as E&O, D&O, Fiduciary, EPLI and Crime
