In 2025, the US transportation insurance market faces a complex and dynamic environment — with increasing costs, heightened regulatory scrutiny and emerging risks like cyber threats and cargo theft. What does this mean for your clients?

This year's Transportation Market Outlook delivers expert insights from RPS transportation specialists who work in this market every day. From the impact of tort reform and rising premiums to the adoption of telematics and the growing importance of cyber coverage, this report equips brokers with the knowledge to guide clients toward smarter risk management and better coverage solutions.

What's Inside the 2025 Transportation Market Outlook Report

  • Rising premiums and shrinking margins. Discover how nuclear verdicts, social inflation and increased claim severity are driving up costs — and what brokers can do to help clients manage these challenges.
  • The two sides of technology. Learn how telematics, dashcams and other innovations are improving safety and underwriting performance, while cyber risks threaten operational stability.
  • Cargo theft on the rise. With organized theft increasing by 22% in 2025, find out how brokers can help clients mitigate this growing risk.
  • Regional insights and opportunities. From tort reform in the Southeast to infrastructure challenges in the Northeast, explore how regional trends are shaping the market.
  • Creative solutions for a hard market. Leverage non-admitted products and alternative strategies to improve outcomes for transportation clients.

Get the Full 2025 Transportation Market Outlook

Learn what's changing, what's coming next — and how to help your clients navigate the road ahead.

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