In 2025, the US cyber insurance market remains as unpredictable as ever — with falling premiums, growing capacity and threats that are multiplying in volume and complexity. What does that mean for your clients?

This year's cyber market outlook delivers expert insights from RPS cyber specialists who live in this market every day. From artificial intelligence (AI)-fueled attacks and social engineering fraud to capacity trends and carrier responses, this report helps brokers cut through the volatility and guide clients toward better coverage and smarter risk management.

What's Inside the 2025 Cyber Market Outlook Report

  • A soft market — but for how long? Capacity is surging and premiums are down — but signs of change are on the horizon.
  • AI: friend and foe. Generative AI is reshaping both attacks and defenses. Discover what brokers need to know now.
  • Financial fraud on the rise. Social engineering, wire fraud and business email compromise are dominating claim activity.
  • Risk management gaps. How policyholders can avoid complacency — and what brokers should do to help.
  • What's covered (and what's not). From AI-related liability to vendor outages, get clarity on where coverage ends.

Get the full 2025 Cyber Market Outlook.

Learn what's changing, what's coming next — and how to get your clients ready.

Get the Report

Contributor Information