For decades, the RPS Crane and Scaffold Program has delivered market-leading insurance solutions for the industry's most challenging risks.

Our underwriters provide the capacity, flexibility and technical expertise you need to compete and win, with solutions for exposures ranging from equipment transit and jobsite conditions to materials, climate and regulatory requirements.

Highlights

  • Multiline package
  • AM Best "A-" (Excellent) carriers
  • Non-admitted general liability and excess liability
  • Admitted auto
  • Range of deductibles
  • Professional claims handling
  • Risk management insights
  • Available in 48 contiguous states (Excess not available in NY)
  • Responsive service

Appetite

Crane and Rigging

  • Crane rental with operator
  • Bare crane rental
  • Rigging
  • Millwright
  • Specialized transportation
  • Steel erection (up to 40% of revenues)

Scaffold and Construction Access

  • Supported scaffold
  • Construction hoists
  • Construction elevators
  • Mast climbers
  • Swing staging
  • Multi-trade contractors (insulations, painting, etc.) must be 50% or more of the scaffold

Core Program

  • General liability
    • Limit of $1M/$2M or $2M/$4M
    • Per-project general aggregate
  • Excess limits up to $5M
  • Pollution liability
    • Sudden and accidental
  • Blanket coverages per written contract (subject to state regulation)
    • Additional insured ongoing and completed operations
    • Primary and noncontributory
    • Waiver of subrogation
  • Property/inland marine options with three carriers with proprietary enhancements specific to the industry

Crane and Rigging Additional

  • General liability
    • Over-the-road coverage for mobile equipment
    • Riggers liability including care, custody and control for lifting, in-transit and storage
  • Excess liability
    • Ability to build second tier excess limits up to $10M
    • Excess liability follow form for rigger liability
  • Property/Inland Marine
    • Boom and jib overload coverage
    • Overturn of equipment coverage
    • Riggers liability/on-hook (if not included on general liability)
    • Motor truck cargo
    • Rented/leased equipment limits up to $2M

Scaffold and Construction Access Additional

  • General liability
    • No height limitations
    • No residential or condominium exclusions
    • Action over coverage
  • Scheduled additional insured endorsements on CG2010 and CG2037 04/13, 07/04 and 10/01 edition dates

Submission Requirements

  • Supplemental application
  • ACORDS
  • Five years of currently valued loss runs
  • Rental contract
  • Safety manual table of contents
  • Expiring premium by line
  • Crane operator certifications

Meet Our Crane and Scaffold Program Underwriter

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