Whether it's coverage for a one- or two-family owner-occupied/owner-secondary home, a renter, or a condominium unit owner, the RPS Personal Lines experts have a Homeowners coverage solution for every situation.
Utilizing ISO forms (HO-3, HO-4, HO-6, and HO-5 all available), RPS Personal Lines specializes in risks with prior losses or declinations, lower-value homes in good condition, high value homes, no prior insurance, new purchases, homes in distressed markets or in the name of an LLC, as well as CAT-exposed coastal properties.
Homeowners Insurance Coverage Options
- Personal property
- Comprehensive personal liability
- Medical payments
- Other structure coverage
- Loss of use
- Extended replacement cost
- Identity fraud expense
- Water backup and sump discharge / overflow
- Extended liability coverage for rental properties or a secondary residence
- Builders risk / course of construction
- In-home business in some states
- Personal injury
- Loss assessment
- Excess flood
Meet Our Homeowners Insurance Team
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