Real Estate Agents & Brokers Errors and Omissions (E&O)

Getting it done. Moving at the speed of bold. Coverage that protects and keeps your client's business on track. As the only broker with the prized pen for GenStar, a leading carrier for errors and omissions (E&O) insurance, we specialize in responsiveness and helping you be a hero by writing comprehensive coverage for your clients, fast.

Real Estate Industry Experts Who Exceed Expectations

We love a challenge. RPS Signature Programs' team of industry experts can take on the most complex client needs. Be it a multiunit apartment complex or a single home sale. Our exclusive programs give you access to the best markets and solutions, specially designed for the real estate industry and its coverage challenges. We deliver specialized coverage for niche risks, including the unique professional liability insurance needs of agents, brokers, wholesalers, retailers, underwriting managers, surplus lines agents and more.

Agents & Brokers Errors and Omissions Coverage Options

From comprehensive coverage for both residential and commercial real estate agents and brokers to full service support for appraisal firms, we get you coverage for the full scope of your client's real estate business. Our coverage options include:

• Agent-owned property coverage
• Bodily injury and property damage for open house and lock box, to full policy limits
• Deductible reduction incentive for early claims resolution
• Environmental hazards to full policy limits
• Fair housing/discrimination coverage
• Innocent insured coverage
• Pre-claims assistance
• Premium credits for favorable risk management practices and claims experience
• Professional Liability Insurance designed for real estate agents and brokers
• Risk management resources and legal hotline

Agents & Brokers Errors and Omissions Coverage Limits

We offer access to a full suite of E&O coverage limits, so you can help your clients get the protection they need.

• Limit options range from $300,000/$600,000 to $2 million/$2 million
• Drone photography coverage has $25,000 sub-limit
• Fraudulent funds transfer coverage has $25,000 sub-limit
• Fair housing/discrimination coverage has $250,000 sub-limit
• Nonprofit Directors and Officers (D&O) coverage has $15,000/$30,000 sub-limits
• Supplementary
• $25,000/$50,000 limit for each
• Reimbursement of expenses for board proceedings defense includes $3,000 per claim/$30,000 aggregated
• Subpoena expenses are $5,000 per event
• Electronic information damage up to $2,500
• Professional reputation protection up to $2,500
• Loss of earnings up to $50,000 per policy