Americans love their sports and recreational activities – from organized games in neighborhood soccer fields dotting the landscape of our communities; to the golf courses that attract 25 million annually to the links; and the thousands of sports leagues, camps, tournaments, and school teams that see children, students, and adults at play every day. Within the thriving Sports and Leisure industry come numerous risks ranging from property loss and third-party liability, to player accidents and injuries, to business interruption and reputational damage, and disputes involving discrimination claims.