RPS Technology & Cyber

Locations RPS Technology & Cyber

204 Cedar Street

Cambridge, MD 21613

Serving: Nationwide

Type: Branch

Main Telephone: 410.228.6464

Toll Free: 800.336.5659

Fax: 410.228.7645

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RPS Technology & Cyber is a sub-set of the RPS Executive Lines division and has long had a particular specialty in Technology and Cyber. Can provide all lines of coverage for businesses in the IT-related sector and Cyber Liability for any type of business or organization. Additionally, executive and professional liability for businesses and organizations in virtually any sector.

Why Choose RPS Technology & Cyber?

Access to exclusive markets and products.
National expertise in Cyber Liability.
The proven ability to get better results from markets you may already have.
Fast delivery of competitive quotes.
Highly competitive commissions.
Large staff of technology and cyber insurance brokers to assist you.
Personalized marketing programs and support for agents.
Buying power with the top A-rated carriers.
Ability to write in all 50 states – admitted or surplus lines.

Products

Executive Lines

RPS Executive Lines, market-leading specialists in public, private, and nonprofit Directors & Officers (D&O), Errors & Omissions (E&O), Fiduciary, Crime, and Kidnap & Ransom insurance products, provides you with total management insurance answers for your clients. No matter how intricate the risk, we can help you secure competitive coverage for your insureds from the 100 different insurance markets with which we work. We will also assist you in educating your clients on pinpointing their hidden exposures to loss and helping them fortify against their vulnerabilities, ultimately improving their risk profile and strengthening our negotiations with the insurance market.

Architects / Engineers

Architects and Engineers liability provides protection to design professionals and their firms against claims alleging design flaws and/or defects resulting from rendering professional services to a third party.

RPS understands the industry’s business and professional concerns and has the resources to meet the unique needs of architects, interior designers, landscape architects, construction managers, acoustical engineers, civil engineers, land surveyors, electrical engineers, mechanical engineers, HVAC engineers, plumbing engineers, fire protection engineers, structural engineers, and traffic engineers.

Directors & Officers

Boards of Directors and executives need sound risk management strategies coupled with insurance solutions that address a wide range of risks. To meet this need, RPS provides coverage for defense costs and damages (awards and settlements) arising out of wrongful act allegations and lawsuits brought against an organizations board of directors and/or officers.

Directors & Officers (D&O) Liability insurance can be written to cover the directors and officers of for-profit businesses, privately held firms, not-for-profit organizations, and educational institutions. In effect, the policies function as Management Errors & Omissions (E&O) Liability insurance, covering claims resulting from managerial decisions that have adverse financial consequences.

Employment Practices Liability

RPS’ Employment Practices Liability (EPL) product is written to protect a company against damages for events relating to their workforce, such as sexual harassment, discrimination, wrongful termination, employment contract breach, failure to employ or promote, etc.

Errors & Omissions

Errors and omissions insurance coverage is an essential part of protecting companies that provide professional services. Accusations of negligence or failure to perform are just two examples of errors any professional services company can be sued for. RPS’ team of errors and omissions experts as well versed in covering businesses that provide professional services, give advice, or are required to carry E&O insurance.

Mortgage Bankers / Brokers

The RPS Mortgage Bankers and Brokers product is designed to serve independent mortgage bankers and brokers who focus on family residential lending. This product provides tailored coverage for Professional Liability as well as the investor- and warehouse lender-required Mortgagee’s Errors & Omissions (E&O) and Fidelity Bond.

Professional Liability protects the company from lawsuits alleging negligence in the rendering of Professional Services to a third party, while Mortgagee’s E&O covers failure to obtain or maintain certain insurance on collateral property. The Mortgage Bankers Fidelity Bond offers coverage for losses stemming from employee dishonesty, theft of warehouse lender’s Money and Collateral coverage, theft of secondary market institution’s Money or Collateral coverage, and direct loss payee coverage for warehouse lenders and secondary market institutions.

Real Estate Agents

The RPS Real Estate Agents product offers professional liability coverage for real estate professionals including agents, brokers and personal assistants. Focusing on both residential and commercial properties, this product is available to all size real estate operations including start-ups.

Healthcare

RPS Healthcare is also at the forefront of delivering a new generation of products and services to healthcare organizations as emerging risks take shape. For example, our Healthcare Network Security & Privacy Coverage offers full limits for regulatory actions, broad first-party system damage and interruption, and access to dedicated cyber and technology underwriters to find innovative approaches to offer cover for even your most complex accounts. Our Healthcare Regulatory Liability Coverage offers defense costs and civil fines and penalty coverage for Medicare and Medicaid billing errors arising from Recovery Audit Contractor (RAC) and Zone Program Integrity Contractor (ZIPC) audits.

Hospitality

From liquor liability to food contamination, fire damage, broken equipment, pollution liability, slips and falls, wage-and-hour disputes, and cyber threats, a smorgasbord of risks about for which we can provide a full menu of Hospitality insurance products. Our palate is broad, so we relish insuring everything from diners and family style restaurants to fine dining, fast food operations, pubs, cafés, and caterers.

The experienced staff at RPS has access to high quality markets, so we can assist you in securing the coverage and amounts specific to the type and size of the restaurant operation, its workforce, offerings, and services. We will help you uncover coverage deficiencies that may exist, such as food spoilage due to a power outage and data breach exposures arising from point-of-sale hacks, and provide you with the answers to satisfy any insurance questions in your client’s program.

Bed & Breakfast

RPS offers a unique product designed for those that use their property for the purpose of a Bed and Breakfast operation. The RPS team crafts package policies to cover both Property and Liability as well as any Personal Liability exposure for owner-occupied properties. There are no restrictions on protection classes and no age limit if the property has been updated within the last 35 years.

Eligible operations include secondary and vacation rental properties, risks serving liquor, non-owner occupied properties, properties with inspected knob and tube wiring, properties under renovation, seasonal properties, risks with prior claims activity, risks with additional activities on the premises (i.e. fishing, boating, exercise facilities), and risks offering wedding or reception areas.

Liquor Liability

Any establishment that sells or serves alcohol is exposed to the possibility of a liability claim as a consequence of someone getting drunk to the extent that injuries or property damages occur. RPS’ commercial liability policy is designed to insure any type of liquor related business.

Manufacturing

The Manufacturing sector* contributed $2.17 trillion to the U.S. economy in 2015, and is made up of many industries including petroleum, steel, automobiles, aerospace, telecommunications, chemicals, electronics, food processing, consumer goods, lumber, and mining, among others. There are currently 12.32 million manufacturing workers in the U.S, which accounts for 9 percent of the workforce. Expectations are that over the next decade nearly 3.5 million manufacturing jobs will likely be needed.

RPS, a leading Managing General Agent/Underwriting Manager and nationally focused wholesale insurance broker, is committed to supporting the future of the manufacturing industry and its continued growth. We offer insurance and risk management solutions that provide comprehensive protection to address the industry’s exposures, mitigate risk, minimize losses, and drive down the total cost of risk.

Equipment Breakdown (Boiler & Machinery)

The RPS Boiler & Machinery/Equipment Breakdown team is the only unit of its kind in the country, working exclusively with Equipment Breakdown coverage. With over 55 years of Boiler & Machinery insurance experience in management, underwriting, engineering & marketing, the RPS team provides Equipment Breakdown coverage for religious, housing authorities, municipal and scholastic, higher education, real estate, cold storage, and nonprofit groups. Additionally, RPS places manufacturing, commercial and retail businesses ranging from dairies to electric districts.

Product Recall

Product recalls are on the rise in many industries, including food production, pharmaceuticals, automotive, and consumer goods. Because of this, recall and contamination insurance are essential to business stability. RPS covers voluntary recall due to inadvertent or unintentional contamination, deficiency or mislabeling; malicious product tampering; reputational damage; product extortion; and government recall.

Technology & Cyber

For more than 20 years, our team of Technology & Cyber experts at RPS, a leading Managing General Agent/Underwriting Manager and nationally focused wholesale insurance broker, has been helping agents and brokers insure the complex risks of the High-Tech industry with a broad portfolio of insurance coverages designed to meet their unique needs. Our team will help you dig deep to ensure that the right coverage is secured.

Cyber Liability

The Cyber & Privacy Liability experts at RPS are adept at designing large-scale cyber products for public entities and regional or national business franchises within a broad spectrum of industries, including professional services (legal, IT), public entities (municipalities, counties), medical (hospitals, private practice), education (school districts, colleges, private schools), hospitality (hotels, restaurants), data process controls, high-traffic websites and blogs, and social networking/dating sites.

Contact

Area President

Property & Casualty Senior Account Manager

National Sales Executive

Area Vice President - Sales

National Sales Executive

Locations