Transportation can be a complicated business. RPS’ Occupational Accident insurance provides benefits for eligible on-the-job accidents that owner/operators or contract drivers sustain while on dispatch with a motor carrier, protecting them from economic hardships following an occupational injury.
While there are instances where the risks are required by law to be covered by Workers Compensation, Occupational Accident coverage is designed as a flexible alternative that offer cost savings to the carrier and the independent contractor.
Coverage includes Survivors Benefits, Temporary Total Disability, Accidental Death, Dismemberment and Paralysis, Accidental Medical and Dental Expenses, Permanent Disability, and Non-Occupational Accident.