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Locations

RPS Denver

Locations RPS Denver
RPS Denver
7900 East Union Ave
Suite 1011
Denver, CO 80237
Serving: CO ,KS ,MT ,NE ,NM ,UT ,WY
Type: Branch
Main Telephone: 303.893.5770
Toll Free: 800.683.2326
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RPS Denver is a Binding Authority and Brokerage office primarily focused on the Rocky Mountain Region, but have the ability to write accounts nationwide. RPS Denver specializes in the following lines of coverage: Property, General Liability, Excess & Umbrella Liability, E&O, D&O, Cyber Liability, Liquor Liability, Garage, Transportation, and Pollution Liability. Please contact any of their responsive and knowledgeable underwriter/brokers listed below for a quote.

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Please feel free to get in touch with us any time regarding our products and services.  We love to receive feedback from our customers.

Products

When it comes to placing Property & Casualty coverage, RPS, a leading nationally focused wholesale insurance broker, knows the best markets and coverage terms to secure for your clients, reflected by the more than $2.9 billion of premium we place annually. We adhere to the highest professional and service standards, meeting the needs of our retail providers. Our goal is to continue to be “your wholesaler of choice.”

The Construction Group at RPS is poised to assist our agency and broker partners to meet the demands of the construction industry. We offer end-to-end cost-effective insurance solutions and loss analysis designed to improve an operation’s risk profile and insulate against a variety of exposures. With dedicated producers throughout our national network of office locations specializing in Construction insurance programs, supported by our longstanding partnerships with top carriers in the Construction and Inland Marine space, we offer customized solutions that meet your client’s business needs every time.

The environmental specialists at RPS, a leading Managing General Agent/Underwriting Manager and nationally focused wholesale insurance broker, are poised to help you create those protective positions. We leverage a network of experts from coast to coast to provide customized insurance policies that address the day-to-day operational exposures for all types of clients, including those involved in high-hazard Construction activities, the Petroleum products industry, the Transportation sector and a wide variety of Manufacturing segments, and other environmentally sensitive operations. We partner with quality admitted and non-admitted markets to protect an insured’s assets and reputation in the event of an environmental disaster.

RPS Executive Lines, market-leading specialists in public, private, and nonprofit Directors & Officers (D&O), Errors & Omissions (E&O), Fiduciary, Crime, and Kidnap & Ransom insurance products, provides you with total management insurance answers for your clients. No matter how intricate the risk, we can help you secure competitive coverage for your insureds from the 100 different insurance markets with which we work. We will also assist you in educating your clients on pinpointing their hidden exposures to loss and helping them fortify against their vulnerabilities, ultimately improving their risk profile and strengthening our negotiations with the insurance market.

Architects and Engineers liability provides protection to design professionals and their firms against claims alleging design flaws and/or defects resulting from rendering professional services to a third party.

RPS understands the industry’s business and professional concerns and has the resources to meet the unique needs of architects, interior designers, landscape architects, construction managers, acoustical engineers, civil engineers, land surveyors, electrical engineers, mechanical engineers, HVAC engineers, plumbing engineers, fire protection engineers, structural engineers, and traffic engineers.

Boards of Directors and executives need sound risk management strategies coupled with insurance solutions that address a wide range of risks. To meet this need, RPS provides coverage for defense costs and damages (awards and settlements) arising out of wrongful act allegations and lawsuits brought against an organizations board of directors and/or officers.

Directors & Officers (D&O) Liability insurance can be written to cover the directors and officers of for-profit businesses, privately held firms, not-for-profit organizations, and educational institutions. In effect, the policies function as Management Errors & Omissions (E&O) Liability insurance, covering claims resulting from managerial decisions that have adverse financial consequences.

RPS’ Employment Practices Liability (EPL) product is written to protect a company against damages for events relating to their workforce, such as sexual harassment, discrimination, wrongful termination, employment contract breach, failure to employ or promote, etc.

Errors and omissions insurance coverage is an essential part of protecting companies that provide professional services. Accusations of negligence or failure to perform are just two examples of errors any professional services company can be sued for. RPS’ team of errors and omissions experts as well versed in covering businesses that provide professional services, give advice, or are required to carry E&O insurance.

The RPS Mortgage Bankers and Brokers product is designed to serve independent mortgage bankers and brokers who focus on family residential lending. This product provides tailored coverage for Professional Liability as well as the investor- and warehouse lender-required Mortgagee’s Errors & Omissions (E&O) and Fidelity Bond.

Professional Liability protects the company from lawsuits alleging negligence in the rendering of Professional Services to a third party, while Mortgagee’s E&O covers failure to obtain or maintain certain insurance on collateral property. The Mortgage Bankers Fidelity Bond offers coverage for losses stemming from employee dishonesty, theft of warehouse lender’s Money and Collateral coverage, theft of secondary market institution’s Money or Collateral coverage, and direct loss payee coverage for warehouse lenders and secondary market institutions.

The RPS Real Estate Agents product offers professional liability coverage for real estate professionals including agents, brokers and personal assistants. Focusing on both residential and commercial properties, this product is available to all size real estate operations including start-ups.

RPS Healthcare is also at the forefront of delivering a new generation of products and services to healthcare organizations as emerging risks take shape. For example, our Healthcare Network Security & Privacy Coverage offers full limits for regulatory actions, broad first-party system damage and interruption, and access to dedicated cyber and technology underwriters to find innovative approaches to offer cover for even your most complex accounts. Our Healthcare Regulatory Liability Coverage offers defense costs and civil fines and penalty coverage for Medicare and Medicaid billing errors arising from Recovery Audit Contractor (RAC) and Zone Program Integrity Contractor (ZIPC) audits.

From liquor liability to food contamination, fire damage, broken equipment, pollution liability, slips and falls, wage-and-hour disputes, and cyber threats, a smorgasbord of risks about for which we can provide a full menu of Hospitality insurance products. Our palate is broad, so we relish insuring everything from diners and family style restaurants to fine dining, fast food operations, pubs, cafés, and caterers.

The experienced staff at RPS has access to high quality markets, so we can assist you in securing the coverage and amounts specific to the type and size of the restaurant operation, its workforce, offerings, and services. We will help you uncover coverage deficiencies that may exist, such as food spoilage due to a power outage and data breach exposures arising from point-of-sale hacks, and provide you with the answers to satisfy any insurance questions in your client’s program.

RPS offers a unique product designed for those that use their property for the purpose of a Bed and Breakfast operation. The RPS team crafts package policies to cover both Property and Liability as well as any Personal Liability exposure for owner-occupied properties. There are no restrictions on protection classes and no age limit if the property has been updated within the last 35 years.

Eligible operations include secondary and vacation rental properties, risks serving liquor, non-owner occupied properties, properties with inspected knob and tube wiring, properties under renovation, seasonal properties, risks with prior claims activity, risks with additional activities on the premises (i.e. fishing, boating, exercise facilities), and risks offering wedding or reception areas.

Any establishment that sells or serves alcohol is exposed to the possibility of a liability claim as a consequence of someone getting drunk to the extent that injuries or property damages occur. RPS’ commercial liability policy is designed to insure any type of liquor related business.

The Manufacturing sector* contributed $2.17 trillion to the U.S. economy in 2015, and is made up of many industries including petroleum, steel, automobiles, aerospace, telecommunications, chemicals, electronics, food processing, consumer goods, lumber, and mining, among others. There are currently 12.32 million manufacturing workers in the U.S, which accounts for 9 percent of the workforce. Expectations are that over the next decade nearly 3.5 million manufacturing jobs will likely be needed.

RPS, a leading Managing General Agent/Underwriting Manager and nationally focused wholesale insurance broker, is committed to supporting the future of the manufacturing industry and its continued growth. We offer insurance and risk management solutions that provide comprehensive protection to address the industry’s exposures, mitigate risk, minimize losses, and drive down the total cost of risk.

The RPS Boiler & Machinery/Equipment Breakdown team is the only unit of its kind in the country, working exclusively with Equipment Breakdown coverage. With over 55 years of Boiler & Machinery insurance experience in management, underwriting, engineering & marketing, the RPS team provides Equipment Breakdown coverage for religious, housing authorities, municipal and scholastic, higher education, real estate, cold storage, and nonprofit groups. Additionally, RPS places manufacturing, commercial and retail businesses ranging from dairies to electric districts.

Product recalls are on the rise in many industries, including food production, pharmaceuticals, automotive, and consumer goods. Because of this, recall and contamination insurance are essential to business stability. RPS covers voluntary recall due to inadvertent or unintentional contamination, deficiency or mislabeling; malicious product tampering; reputational damage; product extortion; and government recall.

We broker business to every viable property market and rank among the top five for production with the "key markets”, possess unparalleled expertise in establishing hard-to-place layered and shared property placements, and write in excess of $500 million in property premium volume annually.

RPS specializes in Wind Deductible Buybacks nationwide. RPS’ top-tier network of carriers and exceptional rates help to ensure the most effective placement; covering wind, AOP and flood.

The unique and complex risks faced by property owners, developers, and investors range from environmental risks involving land acquisitions and construction issues to regulatory and contractual risks, terrorism threats, brand reputation challenges, data breaches, and property and liability exposures, among others. At RPS, a leading Managing General Agent/Underwriting Manager and nationally focused wholesale insurance broker, we understand what is needed to address these and other risks, and provide insurance solutions for the broad spectrum of industry sectors that fall within the Real Estate class of business. This includes retail centers, commercial office buildings, industrial, warehouse, and mixed-use facilities.

RPS understands the complex needs of property owners, associations and developers and is committed to structuring the best habitational insurance policies using various risk transfer and loss analysis techniques.

RPS offers Property and Liability coverage on a monoline or package basis for apartment complexes, rooming or boarding houses, Section 8, subsidized housing and on-campus/off-campus student housing. RPS’ exclusive Habitational Facility offers All Risk coverage including Flood, Earthquake, B&M, and Terrorism.

RPS Flood Services handles flood insurance placements for underlying National Flood Insurance Program (NFIP) and RPS’ In-House Excess Flood facility. The RPS team of experts can also assist with Flood Zone Determinations, Elevation Certificate ordering, Letter of Map Amendment and Removal (LOMA, LOMR), and NFIP Alternative Programs.

Eligible risks include high valued dwellings, restaurants, public entities, condominiums/townhouses, apartment complexes, office buildings, manufacturing facilities, townships, shopping centers, and schools/universities.

RPS houses professional staff exclusively dedicated to providing strategic solutions for our brokers with Religious and Non-Profit organization clients. We offer unmatched product solutions and services, including customized programs, to help insureds deftly mitigate and transfer their risks. Our staff will perform an end-to-end coverage analysis, pinpointing vulnerabilities and any deficiencies to minimize losses and close coverage gaps so that in event of an accident or loss, your client’s insurance program is ready to respond.

For more than 20 years, our team of Technology & Cyber experts at RPS, a leading Managing General Agent/Underwriting Manager and nationally focused wholesale insurance broker, has been helping agents and brokers insure the complex risks of the High-Tech industry with a broad portfolio of insurance coverages designed to meet their unique needs. Our team will help you dig deep to ensure that the right coverage is secured.

The Cyber & Privacy Liability experts at RPS are adept at designing large-scale cyber products for public entities and regional or national business franchises within a broad spectrum of industries, including professional services (legal, IT), public entities (municipalities, counties), medical (hospitals, private practice), education (school districts, colleges, private schools), hospitality (hotels, restaurants), data process controls, high-traffic websites and blogs, and social networking/dating sites.

RPS provides a broad spectrum of Transportation coverage solutions for operators of commercial trucks, commercial autos, public fleets, and the many industry niches that fall within each industry sector. The insurance products and risk management services we provide for the Transportation sector are designed to navigate blind spots, mitigate and transfer risk, drive down costs, and optimize operations.

RPS provides customized Business Auto coverage for accidents, damage, theft and other covered expenses. The RPS team of risk control professionals provides safety resources and training, and experienced adjusters provide 24-hour claim services to help clients quickly get back on the road.

Transportation can be a complex and tricky market, and RPS’ expert transportation team aims to give clients peace of mind via its Excess Transportation product.

RPS’ Garage products cover the unique needs of auto dealerships, repair shops and related businesses. The RPS team of transportation experts offers Garage Dealers/Service Risks, Garage Liability, Garagekeepers (GKLL), Dealers Open Lot, Property Coverages, and Scheduled Autos.

RPS offers a competitive nationwide Hired and Non-Owned auto coverage product for hard-to-place risks, covering any type of fast food or other restaurant delivery (including food delivery, food couriers, and caterers) as long as there is no time guarantee.

Restaurants with staff delivering food using a personal vehicle, whether the staff member is an employee or independent contractor, have a Hired and Non-Owned coverage exposure. Additionally, food couriers—those that pick up food from multiple restaurants and then deliver—are becoming a popular service across the nation and must be covered whether the delivery person is an employee or an independent contractor.

RPS’ Motorcycle Repair Shops product covers the unique needs of that line of business.

Motor Truck Cargo insurance product provides legal liability coverage for truckers, protecting the insured and the cargo, regardless if the insured is transporting their own commodities or hauling freight for someone else.

The RPS team can help with a variety of Public Auto risks including taxis, shuttles, buses, vans or limousines.

Designed specifically for for-hire truckers, the RPS Trucking product provides owner/operators and fleet owners comprehensive coverage through our premier specialty carrier, rated A+XV by A.M. Best.

Targeted risks include couriers; distressed accounts; local, intermediate, & long haul (single truck to large fleets); monoline physical damage; motor truck cargo (package or monoline); nontrucking (bobtail) and preferred truckers.

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