Locations


RPS Cowles & Connell (Wilbraham)

Locations RPS Cowles & Connell (Wilbraham)
RPS Cowles & Connell (Wilbraham)
85 Post Office Park
Suite 8517
Wilbraham, MA 01095
Serving: CT ,MA ,NJ ,NY
Type: Satellite
Main Telephone: 413.596.0174
Fax: 413.596.0175

RPS Wilbraham is a Binding Authority and Brokerage office specializing in Property, Casualty, Package,  and Personal Lines business. Property and Personal Lines available in all coastal areas. Casualty includes Contractors (both general and residential).

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Please feel free to get in touch with us any time regarding our products and services.  We love to receive feedback from our customers.

Products

When it comes to placing Property & Casualty coverage, RPS, a leading nationally focused wholesale insurance broker, knows the best markets and coverage terms to secure for your clients, reflected by the more than $2.9 billion of premium we place annually. We adhere to the highest professional and service standards, meeting the needs of our retail providers. Our goal is to continue to be “your wholesaler of choice.”

The Construction Group at RPS is poised to assist our agency and broker partners to meet the demands of the construction industry. We offer end-to-end cost-effective insurance solutions and loss analysis designed to improve an operation’s risk profile and insulate against a variety of exposures. With dedicated producers throughout our national network of office locations specializing in Construction insurance programs, supported by our longstanding partnerships with top carriers in the Construction and Inland Marine space, we offer customized solutions that meet your client’s business needs every time.

From liquor liability to food contamination, fire damage, broken equipment, pollution liability, slips and falls, wage-and-hour disputes, and cyber threats, a smorgasbord of risks about for which we can provide a full menu of Hospitality insurance products. Our palate is broad, so we relish insuring everything from diners and family style restaurants to fine dining, fast food operations, pubs, cafés, and caterers.

The experienced staff at RPS has access to high quality markets, so we can assist you in securing the coverage and amounts specific to the type and size of the restaurant operation, its workforce, offerings, and services. We will help you uncover coverage deficiencies that may exist, such as food spoilage due to a power outage and data breach exposures arising from point-of-sale hacks, and provide you with the answers to satisfy any insurance questions in your client’s program.

RPS, a leading Managing General Agent/Underwriting Manager and nationally focused wholesale insurance broker, offers retail agents and brokers access to a full line of Personal insurance products from best-in-class quality providers to help differentiate you in a highly competitive market, expand your reach in underserved risks, and capture market share in profitable segments. We can help you insure everything from mobile homes to condos and luxury homes to rentals, vacation homes, time shares, and properties under construction.

You can also leverage our national relationships with top-tier Personal Lines markets to secure coverage for difficult-to-place risks, such as coastal or vacant properties, and to supplement your insured’s program with stand-alone earthquake, DIC coverage, or Flood and Excess Flood insurance.  In addition, we can assist you in insuring all the fun stuff – from classic cars to ATVs and watercraft.

The RPS Personal Lines team provides expertise and coverage options for a variety of recreational vehicles including motorcycles, ATVs, snowmobiles, touring, mopeds and custom bikes, utility vehicles, trikes, sport bikes, antiques, and watercraft.

Available nationwide, RPS Personal Lines’ Dwelling products offer a la carte coverages to be tailored to a customer’s needs.

Mainly focused on occupied, one- to four-family residential dwellings, RPS Personal Lines also specializes in dwelling classes outside the traditional market including cancelled or non-renewed dwellings, builders risk, renovations, seasonal occupancies, unprotected risks, low and high values, owner or tenant occupied, and vacant.

Whether it’s coverage for a one- or two-family owner-occupied/owner-secondary home, a renter, or a condominium unit owner, the RPS Personal Lines experts have a Homeowners coverage solution for every situation.

Utilizing ISO forms (HO-3, HO-4, HO-6, and HO-5 all available), RPS Personal Lines specializes in risks with prior losses or declinations, lower-value homes in good condition, high value homes, no prior insurance, new purchases, homes in distressed markets or in the name of an LLC,  as well as CAT-exposed coastal properties.

RPS provides both property and liability coverage for almost all types of Mobile/Manufactured Homes, writing homes on an individual basis as well as large schedules for both personal and commercial clients.

RPS Personal Lines offers Personal Umbrella products for additional financial protection and peace of mind in the event of an unforeseen occurrence, tailoring coverage amounts to best fit a client’s needs and budget.

We broker business to every viable property market and rank among the top five for production with the "key markets”, possess unparalleled expertise in establishing hard-to-place layered and shared property placements, and write in excess of $500 million in property premium volume annually.

RPS’ Jewelers Block coverage protects against physical loss or damage to precious and semi-precious stones, jewels, jewelry, precious metals and other related property typical to the jewelry trade, including property of others entrusted to the insured or property of an insured entrusted to others.

RPS provides a broad spectrum of Transportation coverage solutions for operators of commercial trucks, commercial autos, public fleets, and the many industry niches that fall within each industry sector. The insurance products and risk management services we provide for the Transportation sector are designed to navigate blind spots, mitigate and transfer risk, drive down costs, and optimize operations.

RPS provides customized Business Auto coverage for accidents, damage, theft and other covered expenses. The RPS team of risk control professionals provides safety resources and training, and experienced adjusters provide 24-hour claim services to help clients quickly get back on the road.

Transportation can be a complex and tricky market, and RPS’ expert transportation team aims to give clients peace of mind via its Excess Transportation product.

RPS’ Garage products cover the unique needs of auto dealerships, repair shops and related businesses. The RPS team of transportation experts offers Garage Dealers/Service Risks, Garage Liability, Garagekeepers (GKLL), Dealers Open Lot, Property Coverages, and Scheduled Autos.

RPS offers a competitive nationwide Hired and Non-Owned auto coverage product for hard-to-place risks, covering any type of fast food or other restaurant delivery (including food delivery, food couriers, and caterers) as long as there is no time guarantee.

Restaurants with staff delivering food using a personal vehicle, whether the staff member is an employee or independent contractor, have a Hired and Non-Owned coverage exposure. Additionally, food couriers—those that pick up food from multiple restaurants and then deliver—are becoming a popular service across the nation and must be covered whether the delivery person is an employee or an independent contractor.

RPS’ Motorcycle Repair Shops product covers the unique needs of that line of business.

Motor Truck Cargo insurance product provides legal liability coverage for truckers, protecting the insured and the cargo, regardless if the insured is transporting their own commodities or hauling freight for someone else.

Transportation can be a complicated business. RPS’ Occupational Accident insurance provides benefits for eligible on-the-job accidents that owner/operators or contract drivers sustain while on dispatch with a motor carrier, protecting them from economic hardships following an occupational injury.

While there are instances where the risks are required by law to be covered by Workers Compensation, Occupational  Accident coverage is designed as a flexible alternative that offer cost savings to the carrier and the independent contractor. 

Coverage includes Survivors Benefits, Temporary Total Disability, Accidental Death, Dismemberment and Paralysis, Accidental Medical and Dental Expenses, Permanent Disability, and Non-Occupational Accident.

The RPS team can help with a variety of Public Auto risks including taxis, shuttles, buses, vans or limousines.

Designed specifically for for-hire truckers, the RPS Trucking product provides owner/operators and fleet owners comprehensive coverage through our premier specialty carrier, rated A+XV by A.M. Best.

Targeted risks include couriers; distressed accounts; local, intermediate, & long haul (single truck to large fleets); monoline physical damage; motor truck cargo (package or monoline); nontrucking (bobtail) and preferred truckers.