Assisted Living Facilities

Quick Facts
  • Program offered in: MA | NJ | OH | CO | MD | VA | WA | OR | NE | IN | VT | ME | ID | MT | WY | WI | NY (excluding boroughs)
  • Minimum Premium: $25,000
  • Limits: $1mm/$3mm/$1mm GL, $1mm/$3mm PL
  • Policy Form: Both Claims Made & Occurrence
  • Multiple Locations: Each location has its own limit and policy
  • Loss Runs: 5-years hard copy loss runs required
  • Deductible: None (1st $)

Details of the program are as follows:

  • Not interested in large "chains"
  • Focus: 1-3 Privately-Owned Locations (Each location quoted separately)
  • Top 30-40%
  • No distressed businesses
  • Both Claims Made & Occurrence Policy forms available
  • Limits: $1mm/$3mm/$1mm (GL), $1mm/$3mm (PL)
  • No risk that has been part of a captive or RRG or that has had a lapse in coverage
  • No stand-alone assisted living or independent living operation (Must have common ownership with nursing home)
  • 5-year hard copy loss runs needed with submission
  • Will quote on a first-dollar basis

Applications:
Click here to download a Long Term Care Application (Word doc.) 
 Click here to download an Assisted Living/Residential Care Application (Word. doc.)