Bed & Breakfast
Designed for risks that are occupied, take pride in ownership,
value their property and use their property for the purpose of a
Bed and Breakfast operation.
Product Highlights
- Package policies to cover both Property & Liability
- No Protection Class Restrictions
- "A" rated E&S carrier (Lloyd's of London)
- Available in all states except: FL, GU, IL, KY, WV
- Personal Liability & GL limits up to $1,000,000
- Loss of Business Income
- Host Liquor
- Restaurant Liability
- Personal Injury Protection
- Equipment Breakdown
- Additional Living Expenses on Owner Occupied Risks
- Scheduled Personal Property
Submission Requirements
Risks that are 50 years or newer and have been updated are
written on a Replacement Cost form. Risks over 50 years old or that
have not been updated are written on a Functional Replacement Cost
form. Click
here for helpful sumission hints.
- Bed & Breakfast Application
- Replacement Cost Estimator
- Protection Class 9/10 Questionnaire
- Supplemental Heating Questionnaire (if applicable)
- Supplemental Pool/Hot Tub Questionnaire (if applicable)
- Proof of prior coverage for Transfer Credit (to bind)
- Surplus Lines Form (if applicable to bind)
Value Added Services
- Quotes out by 4:30 p.m. for all applications received by 2
p.m. and under 2,000,000 TIV
- Live servicing
- Exceptional in-house claims service
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