All Lines Aggregate
The All Lines Aggregate program is
available to you through Protected Self Insurance Program Managers
(PSI), a division of Risk Placement Services, Inc.
PSI's All Lines Aggregate program has been consistently
providing value to our clients for more than 40 years and insures
several hundred entities, many of which are pools that have many
members. PSI uses paper that is rated A+ or better by A.M. Best.
PSI has the most experienced Package team in the industry.
The All Lines Aggregate program is a contemporary alternative to
conventional insurance. It is a tailor-made package that blends
risk retention, risk transfer, and customized claims management
within a framework designed to effectively manage today's total
cost of risk and unlock significant long-term savings.
The All Lines Aggregate program can provide all Property
coverage (including Loss of Income, Inland Marine and Automobile
Physical Damage); General, Law Enforcement, Public Officials'
Errors & Omissions, and Automobile Liability; Workers
Compensation; and Crime coverage - all in a single package.
The All Lines Aggregate program combines the cost efficiencies
of Self Insurance (for those elements of risk which are
predictable) with the security of Insurance (for those elements of
risk which are unpredictable). An organization can choose to retain
(or self insure) the losses that are expected or can be reasonably
anticipated. At the same time, an organization can protect its
assets, earnings power, and/or taxpayer dollars by transferring (or
insuring) those losses that are unexpected or which cannot be
The All Lines Aggregate program has the following key